A few years ago, I was staring at a small pile of savings, itching to make it work without the stomach-churning risks of the stock market. A friend suggested a money market fund, and I dove in, parking my cash in one that promised safety and a modest return. It wasn’t a jackpot, but it felt like finding a cozy financial blanket – secure, reliable, and ready when I needed it. Money market funds are unsung heroes for cautious investors, offering stability in a volatile world. In this guide, we’ll unpack what these funds are, their various types, and how…